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Cross-border Card Issuance Disclaimer

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Cross-border Card Issuance Disclaimer

The offering, promotion, and distribution of card issuance services may be subject to legal and regulatory restrictions, including licensing requirements, in certain jurisdictions. Information on this website related to card products and associated services is provided for general information and does not constitute an offer where such offer is restricted or unlawful. Card issuance services are available only in eligible jurisdictions and for users who satisfy applicable onboarding, compliance, and product-specific requirements. If you access card-related content from a jurisdiction with restrictions, you must ensure your use complies with local laws and regulations. By viewing or interacting with card-related content, you acknowledge that availability depends on jurisdictional eligibility and applicable legal requirements. The card issuer assumes no responsibility or liability for access to or use of card issuance services in jurisdictions where such activity is restricted or unlawful.

Geographic Eligibility for Card Issuance Services

Card issuance services are provided only in jurisdictions where they are legally permitted and operationally supported.

By requesting, applying for, or using any card product issued by the card issuer, you represent and warrant that: • You are located in, and are eligible under, a jurisdiction where card issuance services are available; • You are not accessing or using card services from a jurisdiction where such services are restricted, prohibited, or require approvals not in place; • You satisfy all applicable onboarding, compliance, and product-specific requirements.

The card issuer disclaims all liability for any use or attempted use of card issuance services in jurisdictions where such activity may be restricted or unlawful.

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Smart Energy Pays

Copyright © 2026 Smart Energy Provider. All Rights Reserved.

Smart Energy Provider LLC., 101 NE 43 St, Miami 33137, United States of America, BRC: L25000037694

Smart Energy Chain Technologies Corp., Advanced Tower, 1st Floor, Banking District, Panama City, Panama 0801

SMART ENERGY PAY SOLUTION LTD., 1054-7070E Farrel Rd SE, Calgary, T2H0T2 Canada, BRC: 767380157, MSB license: C100000081

Smart Energy Provider sro., Varšavská 715/36, Vinohrady, 120 00 Prague 2, Czech Republic, BRC: 19885113

Smart Energy Pays operates in partnership with JDB Bank, a fully licensed and regulated bank in Laos, approved by the Government and Central Bank of Laos. Smart Energy Pays provides technology-based financial services, complementing JDB Bank's banking infrastructure through its digital platform.

Smart Energy Pays provides technology-based services only. Use of digital assets, including SEP, is subject to jurisdictional availability, regulatory requirements, and compliance review. SEP is a utility token within the ecosystem and is not offered as an investment product. Account functionality, transaction limits, and available services are subject to identity verification, ongoing compliance review, and applicable regulatory requirements.

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